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		<title>Credit Justice Services Blog</title>
		<link>http://www.creditjusticeservices.com/cjsblog/</link>
		<description>A blog.</description>
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		<copyright>Copyright 2006 Credit Justice Services Blog</copyright>
		<ttl>302400</ttl>
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			<title>Credit Justice Services Blog</title>
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			<description>A blog.</description>
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			<pubDate>Mon, 25 Aug 2008 13:18:46 GMT</pubDate>
			<title>Who looks at your credit scores</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1030</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1030</link>
						<description>Most consumers know they need a good credit score to get competitive financing. But many people arent aware of all the companies that look at their credit scores. So who looks at them?  Banks  Mortgage lenders  Credit card issuers  Auto insurance...</description>
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			<pubDate>Mon, 18 Aug 2008 11:30:33 GMT</pubDate>
			<title>Knowing the difference between good and bad repair companies</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1029</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1029</link>
						<description>Over the years, the credit repair industry has come under a negative light. Many companies that promise to improve their clients credit have charged exorbitant fees and delivered few results. Internet-based repair companies usually charge clients...</description>
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			<pubDate>Mon, 11 Aug 2008 12:05:37 GMT</pubDate>
			<title>Understanding the laws that govern credit repair</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1028</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1028</link>
						<description>About 20 years ago, there was a substantial increase in consumer complaints regarding credit reporting accuracy, and the credit agencies failure to respond. Individual states and the Federal Trade Commission took action against the three major...</description>
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			<pubDate>Mon, 04 Aug 2008 12:39:02 GMT</pubDate>
			<title>Credit Crisis in the United States</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1027</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1027</link>
						<description>Turn on the television. Surf the Internet. Glance at a newspaper. Chat with friends at a coffee shop. No matter where you go or what you do, you cant get away from hearing about the credit crisis going on in the United States. Homeowners with...</description>
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			<pubDate>Mon, 28 Jul 2008 13:37:51 GMT</pubDate>
			<title>Payments Go Up When Credit Score Goes Down</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1026</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1026</link>
						<description>Most everyone is aware that credit scores generally determine whether an application for credit will be approved or denied. Credit decisions are made on car loans, credit cards, mortgages and most other forms of credit based on an applicants credit...</description>
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			<pubDate>Mon, 21 Jul 2008 12:52:44 GMT</pubDate>
			<title>Thinking of disputing your credit report online?</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1025</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1025</link>
						<description>Better think again. I get asked many questions about credit and credit repair. It's what I do. Anytime the occasion arises where I'm able to help someone I'm glad to help out. One of the questions that keeps coming up nowadays is - 'Should I dispute...</description>
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			<pubDate>Mon, 14 Jul 2008 11:36:35 GMT</pubDate>
			<title>Those Unscrupulous Collection Agencies</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1024</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1024</link>
						<description>As you all may know I was an owner of a large collection agency and national subrogation company (insurance collections) Having 350,000 debtors in my data base I heard all the excuses and had seen all the collection tactics legally used by my...</description>
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			<pubDate>Mon, 07 Jul 2008 14:04:48 GMT</pubDate>
			<title>Scoundrels, Scallywags and Ne'er Do Wells</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1023</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1023</link>
						<description>I love the 'greatest generation.' They emerged from events like the Great Depression and World War II wondering what else they could do to be of help. They embraced responsibility in times that would bring most people today to their knees. So when one...</description>
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			<pubDate>Mon, 30 Jun 2008 16:15:11 GMT</pubDate>
			<title>Think All Credit Cards Are The Same?</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1022</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1022</link>
						<description>You may be right! Not long ago we were being bombarded with advertisements - a non-stop barrage of enticing products to bring home for the holidays. We were encouraged to spend, spend, spend. And we did. Now that the joy of the holiday season has...</description>
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			<pubDate>Mon, 23 Jun 2008 10:02:10 GMT</pubDate>
			<title>Welcome Blog By CEO Douglas Muir</title>
			<guid>http://www.creditjusticeservices.com/cjsblog/?permalink=1021</guid>
			<link>http://www.creditjusticeservices.com/cjsblog/?permalink=1021</link>
						<description>America is in the middle of a credit crisis, and one needs experts to provide insight and offer solutions. My name is Douglas Muir and I am the CEO and founder of Credit Justice Services (CJS). I have started this blog to inform the public of their...</description>
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