Our process is simple, yet  effective. Credit Justice  Services will receive your  credit report with items you  would like to dispute.

 A paralegal will be assigned  to your specific file in order  to better assist you in the  75 day credit repair  process.
 Our Attorney will negotiate  on your behalf with  creditors and collection  companies. We have a very  high success rate helping  people just like you save  thousands of dollars, avoid  costly collection law suits,  and stay out of bankruptcy.
 You apply for a credit card  and are turned down  because of a low credit  score, yet you know that  you've always paid your  accounts on time.

 A debt collector calls to  demand payment on a  six- month overdue account  for a credit card you have  never had.

 You receive a credit card in  the mail that you've never  applied for.
 

Our process is simple, yet effective. Credit Justice Services will receive your credit report marked with those items you would like to dispute.

A representative will be assigned to your specific file in order to better assist you in the credit repair process.

Once the first round of dispute letters to the credit bureaus is created, you will be given a username and password to sign on to the CJS system. You will then download, print, and sign your letters, and mail them to the three credit bureaus.

Once the letters have been mailed out, you can just sit back, relax, and collect the responses (the bureaus have a 30-day deadline to respond).

About one month after your mail-out date, your assigned representative will contact you with a friendly reminder that it is time to mail in all the responses you have received from the bureaus thus far.

The above process will be repeated with a second round of letters, re-disputing those negative items which remain on your credit report.

The third round of letters is much the same; however, they are mailed out certified mail, and the bureaus are given only 15 days to respond.

 
 FIRST ROUND LETTERS: are sent by you. The credit bureaus have 30 days to respond. Your assigned representative will call you after 30 days to remind you to send your FIRST ROUND RESPONSES to our corporate office.
 
 SECOND ROUND LETTERS: are sent by you. The credit bureaus have 30 days to respond. Your assigned representative will call you after 30 days to remind you to send your SECOND ROUND RESPONSES to our corporate office.
 
 THIRD ROUND LETTERS: are sent via Certified Mail by you. The credit bureaus have 15 days to respond. Your assigned representative will call you after 15 days to remind you to send your THIRD ROUND RESPONSES to our corporate office.
 
 
 
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